What If Workers Comp Insurance Won’t Pay Me?

When you’re hurt in a work accident, your workers comp insurance may be your lifeline while you’re recovering. But that doesn’t mean you’re guaranteed help. Your insurer may refuse to pay you, leaving you without the financial aid you need. 

That’s where a lawyer at Kooi Law can help. We know you need your workers comp benefits, and we’re here to untangle any legal issues standing in the way of you receiving them. Reach out for help to understand why you were denied, and what an Indianapolis workers comp lawyer can do to remedy the situation.

Common Reasons for a Denial 

Before your claim goes to court, you may need to determine why your claim was denied. When you know the grounds for their refusal, you can then gather evidence to dispute their reason for a denial. 

For example, the insurer may have claimed you didn’t file for workers comp benefits on time. They may claim you missed the thirty-day deadline for filing to receive benefits. Your lawyer may gather copies of your paperwork and communications to prove you acted on time. 

In other cases, they may dispute wether you’re seriously injured and truly need compensation. They may claim your concussion, for example, hasn’t impacted your ability to return to work. Your lawyer may seek out more tests and statements from your doctor about your condition. 

Your Options for a Workers Comp Defense 

Once you’re prepared to defend your claim, you can address the dispute with your workers comp lawyer. Your first opportunity to settle the dispute is through the Informal Dispute Resolution process. If you’re unable to resolve the issue with the insurance company, you may then need to take your claim to court. 

If your claim reaches this point, your case will be heard before the Indiana Workers Compensation Board. They’ll review your evidence and the evidence the insurer brings. From there, the board will approve your claim, or they’ll uphold the denial from the insurance company. 

Get Benefits with a Workers Comp Lawyer 

When you’re hurt in a serious work accident, you may need help to recover from your injuries, suffering and losses. If you’re struggling to get compensated fairly, reach out for a lawyer at Kooi Law. Your attorney can help you defend your future and get the benefits you need now. Start with a free consultation when you call 317-569-1335 or fill out the online contact form below.