Carmel Car Accident Lawyer

Car accidents can destroy your sense of financial stability, as well as your physical health. Get in touch with a Carmel car crash lawyer who can help you bring balance back to your life.

Few car crashes actually have to cause long-term financial trouble for victims, yet many victims unwittingly put themselves in dire straits by not seeking proper compensation for their losses and injuries.

Indiana law allows parties who have been injured in a collision to file a personal injury claim to aid in their recovery—a commonly overlooked tool that should, at minimum, be seriously considered.

For a thorough overview of the legal options available to you, contact a Carmel car accident lawyer at Kooi Law today.

Insurance Headaches After Carmel Car Crashes

For all of their glossy efforts to combat negative portrayals, insurance companies haven’t been able to shed their reputation for being cheap. Car accident claimants often encounter this behavior up close and personal.

Whether the insurer is publicly listed or family-owned, don’t forget that every insurance company is profit-driven. Unfortunately, this bottom-line mentality often leaves Carmel car accident victims on the outside looking in, particularly when they’re seeking not just some compensation, but full and fair compensation.

So it’s no coincidence that car accident victims are often questioned and harassed until they are willing to accept less than they deserve. An insurance adjuster, for instance, may try to extract incriminating information from you, even if the “account” you provide is coerced and bears little resemblance to reality.

All things considered, you may benefit from letting an experienced Carmel car crash lawyer cut through the clutter, giving you a better shot at maximizing your compensation.

Why Car Accidents Happen in Carmel

Car accidents can often be attributed to a variety of factors, each of which you will want to eventually identify and document in your Carmel car wreck claim. Some common causes of car accidents include but are not limited to the following:

• Intoxication
• Drowsiness
• Distraction or preoccupation (e.g., checking or using a cell phone)
• Snow, heavy rain, and other difficult weather conditions
• Reckless driving
• Poor visibility
• In-vehicle distractions, such as passenger arguments
• Speeding or driving too slowly
• Lack of driving experience

Many accidents can be attributed to multiple drivers, including you, committing a myriad of mistakes leading up to your crash. In fact, if you’re found to be mostly at fault for your accident, you may be legally barred from recovering compensation. A car accident lawyer in Carmel can help you better understand your situation.

What Carmel Car Accident Victims Need to Know

If you’re a car accident victim in Carmel, you will have to either know or comply with a handful of laws and legal standards used in personal injury cases statewide.

One legal concept that is important to fully grasp is modified comparative negligence, which is a liability standard used to help determine how much compensation you may be eligible to receive.

There are two important implications related to the application of modified comparative negligence: one, that your damages may be reduced if you’re found partly liable, and two, that you won’t be eligible to receive any compensation if you’re found primarily liable.

In other words, your compensation would be decreased proportionally if you were found to hold any fault (e.g., being found 25 percent responsible for your crash would decrease your award by 25 percent) and wiped out entirely if you were found to be more than 50 percent at fault.

Another legal concept to understand is your case’s statute of limitations, which signifies how long you have to submit a legal claim for compensation. Personal injury victims in Indiana are given two years from the date of their accident to pursue damages, according to the state’s statute of limitations for personal injury cases.

Identifying Your Injuries

While there is no exact formula for determining compensation in a car accident case in Carmel, you can follow some general guidelines to help ensure a favorable outcome.

Perhaps the most important element to a winning case is clear documentation of your various losses and injuries, regardless of when they happened or are expected to happen.

Common injuries suffered by car accident victims include the following:

• Concussions and other head injuries
• Bone fractures or breaks
• Spine injuries
• Facial damage, including eye injuries
• First-, second-, or third-degree burns
• Amputations
• Nerve damage
• Organ damage or failure
• Internal bleeding
• Death

The severity of your injuries will play a large role in determining the amount of compensation you receive, along with the number of physical harms to which you’ve been subjected.

Compensation for Your Carmel Car Accident

Carmel car crash injury victims are eligible to recover compensation for not only past and present damages, but those that are expected to affect them in the future. You deserve compensation for every way your car accident has negatively impacted your life, and a qualified attorney can help you get it.

Examples of losses that may apply to your case include healthcare expenses, lost income or earning potential, property damage, pain and suffering, emotional distress, loss of consortium, and a reduced ability to enjoy life.

Finding the Right Evidence

Because many losses and injuries may be difficult to prove, it is imperative to provide all of the evidence you possibly can to substantiate your Carmel car accident claim.

Whether it involves finding a reliable witness who was at the scene of the crash or digging up a medical record that shows how serious your injury is, a Carmel car wreck lawyer can assist you with difficult endeavors like tracking down evidence when you’re already injured.

Call a Carmel Car Accident Attorney

When searching for an attorney to handle your car accident case, finding someone who has both experience and a winning track record can feel like looking for a needle in a haystack. If you’re on the verge of abandoning your quest to get the best of both worlds, don’t give up hope just yet.

A Carmel car accident lawyer at Kooi Law may be just the legal ally you’re looking for. To find out, give us a call at (317) 569-1335 or fill out the form below to schedule a no-cost, no-pressure consultation.